Understanding Assets

Assets are the core of your portfolio tracking in Caprafi. Learn how to effectively manage and track your investments.

What is an Asset?

In Caprafi, an asset represents any investment or financial holding that you want to track. This includes traditional investments like stocks and bonds, alternative investments like private equity and real estate, loans you've made to others, and cash/bank accounts.

Why Track Assets?

Asset tracking provides several key benefits:

• Portfolio Overview - See your total holdings and net worth at a glance
• Performance Tracking - Monitor gains, losses, and returns over time via transactions
• Risk Analysis - Understand your portfolio's risk profile and concentration
• Document Management - Keep contracts and agreements organized with each investment
• Reporting - Generate reports for tax, compliance, or personal review

Asset Types Explained

Private Equity

Investments in unlisted companies, including direct investments, fund commitments, and secondary purchases. Track vintage year, commitment amount, and called capital.

Public Stock

Listed securities that trade on stock exchanges. Caprafi can automatically fetch daily prices when you provide the ticker symbol and exchange.

Investment Fund

Fund investments including mutual funds, ETFs, hedge funds, and fund-of-funds. Track NAV, commitments, and distributions.

Loan

Money you've lent to others, whether individuals or companies. Special features include interest rate tracking, maturity dates, and automatic interest calculations. Track repayments via transactions.

Real Estate

Property investments including direct ownership, REITs, and real estate funds. Track location, property type, and rental income.

Cryptocurrency

Digital assets and tokens. Caprafi automatically fetches prices for major cryptocurrencies when you specify the token symbol.

Cash & Deposits

Bank accounts, money market funds, and term deposits. Cash accounts use a transaction-based ledger — every deposit, withdrawal, and fee is tracked individually, giving you a precise running balance.

Bond

Fixed income securities with coupon rates, maturity dates, and credit ratings.

Asset Lifecycle

When you exit an asset, record the exit date and value to calculate your actual returns.

Transaction Tracking

Every asset supports a transaction ledger for tracking capital events and income. Instead of only recording periodic valuations, you can now track:

Capital Transactions

• Buy / Sell — Track partial sales without closing the entire position
• Repayment — For loans, track principal repayments received
• Return of Capital — Distributions that reduce your cost basis

Income Transactions

• Interest — Interest earned on loans, bonds, or cash
• Dividend — Dividends from stocks
• Distribution — Fund distributions
• Rental — Rental income from real estate
• Capital Gain / Crypto Gain / Currency Gain — Realized gains

Cash Account Transactions

• Deposit / Withdrawal — Money in and out
• Fee — Bank fees and charges
• Balance Adjustment — Manual reconciliation

Cross-Asset Linking

When you create a transaction on one asset (e.g., buying stocks), you can link it to a cash account. This automatically creates a corresponding withdrawal or deposit, keeping your cash balance accurate.

Detail Cards

Each asset's detail page includes type-specific information cards on the right sidebar:

• Loan Calculator — Shows calculated loan value with accrued interest, principal, and interest breakdown
• Deposit Value — For cash accounts, shows balance with expected interest
• Investment Performance — For stocks, funds, and PE: total invested, realized/unrealized gains, return percentage
• Fund Performance — Commitment vs called capital, NAV, distributions, DPI/TVPI metrics
• Property Overview — Area, rental yield, occupancy, and LTV ratio
• Bond Details — Coupon, yield, duration, and credit rating
• Market Data — Live market price, company info, and fundamentals for public stocks and crypto

Linking Assets to Entities

Each asset can be connected to one or more entities (companies, funds, banks, etc.):

• Issuer - The company whose stock you own
• Borrower - Who owes you money on a loan
• Fund Manager - Who manages your fund investment
• Custodian - Where the asset is held

One entity is marked as Primary - this determines how assets are grouped in entity reports.

Valuations

For assets without automatic price feeds or transaction-based tracking, you can manually record valuations over time. This creates a history that shows how your investment's value has changed.

When to add valuations:

• Quarterly NAV updates for funds
• Annual appraisals for real estate
• After funding rounds for private companies
• When you receive audited financial statements

Note: Cash accounts do not use valuations — their balance is derived entirely from transactions.

Best Practices

Naming Conventions

Use descriptive, consistent names:

• "Nordic Growth Fund III - 2023 Vintage" (private equity)
• "AAPL - Apple Inc. (100 shares)" (public stock)
• "Loan to ABC Corp - Series A" (loan)
• "DNB Savings Account" (cash)

Use Transactions

• Record buy/sell events as they happen for accurate return tracking
• Link transactions to cash accounts for automatic balance updates
• Use transactions instead of updating purchase value for additional investments

Document Everything

Attach relevant documents to each asset:

• Investment agreements and term sheets
• Quarterly/annual reports
• Correspondence and notices
• Tax documents

Regular Updates

• Update valuations at least quarterly for manually valued assets
• Record transactions promptly for accurate cash tracking
• Review and update status when positions change

Risk Classification

Assign appropriate risk categories to enable meaningful portfolio analysis. Override defaults only when the specific asset differs from typical investments of that type.